Hybrid Contracts in Leasing and Ijarah Muntahiya Bit Tamlik in Indonesia Sharia Financial Institutions

This article discusses the implementation of concept hybrid contracts in product ijarah al muntahiya bit tamlik (IMBT) and leasing at Indonesia Islamic Financial Institutions. aimed to find out contract IMBT products was conducted using qualitative research method. The data this study were obtained from library materials such as books, journals, articles, etc. Data analysis techniques used condensation, presentation, drawing conclusions. results showed that development financial institutions inevitable due multi-contracts. merging two is also known (hybrid or al-'uqudal-murakkabah) mutahiya (IMBT). a combination inter-ijarah (lease) sale purchase grant made end lease term. contracts) may use several contracts, including contract, ba'i wakalah hibah contract.